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dc.contributor.authorDospinescu, Octavian
dc.contributor.authorDospinescu, Nicoleta
dc.contributor.authorAgheorghiesei, Daniela-Tatiana
dc.date.accessioned2021-06-11T08:09:05Z
dc.date.available2021-06-11T08:09:05Z
dc.date.issued2021
dc.identifier.citationE+M. Ekonomie a Management = Economics and Management. 2021, roč. 24, č. 2, s. 101-118.cs
dc.identifier.isbn10.15240/tul/001/2021-2-007
dc.identifier.issn1212-3609 (Print)
dc.identifier.issn2336-5604 (Online)
dc.identifier.urihttp://hdl.handle.net/11025/43620
dc.format18 s.cs
dc.format.mimetypeapplication/pdf
dc.language.isoenen
dc.publisherTechnická univerzita v Libercics
dc.rightsCC BY-NC 4.0en
dc.subjectFinTechcs
dc.subjectmileniálovécs
dc.subjectgenerace Zcs
dc.subjectspokojenost zákazníků FinTechcs
dc.titleFintech services and factors determining the expected benefits of users: evidence in Romania for millennials and generation Zen
dc.typečlánekcs
dc.typearticleen
dc.rights.accessopenAccessen
dc.type.versionpublishedVersionen
dc.description.abstract-translatedThe purpose of this research is to define the level of significance for various indicators that influence the degree of consumer satisfaction regarding the use of FinTech technologies and services. The most important factors that influence the level of satisfaction when using FinTech services were considered: comfort and ease of use, legal regulations, ease of account opening, mobile payments features, crowdfunding options, international money transfers features, reduced costs associated with transactions, peer-to-peer lending, insurances options, online brokerage, cryptocoins options and exchange options. The study was conducted on a sample of 162 respondents, persons belonging to the Millennials and Generation Z generations. The values of the indicators for different categories of users of FinTech services and different categories of generations can be determined based on the statistical tests performed and the results obtained from the regression analysis. The values of the indicators are the basic elements for determining the regression model that will help the FinTech service vendors to make personalized decisions for each category of users so that the level of customer satisfaction is maximized. The study carried out within the present article is the first of its kind for Romania, because up to this moment in the specialized literature there are no such studies for Eastern Europe. The research we conducted aims to fill the gap existing in the literature and responds to the expectations and needs of stakeholders in the FinTechs’ business area. The results of the article are relevant to both stakeholders and the scientific community that is concerned about the impact of FinTech technologies.en
dc.subject.translatedFinTechen
dc.subject.translatedmillennialsen
dc.subject.translatedgeneration Zen
dc.subject.translatedFinTech customers satisfactionen
dc.type.statusPeer-revieweden
Vyskytuje se v kolekcích:Číslo 2 (2021)
Číslo 2 (2021)

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